The right funding lets you focus on what matters most—caring for children—while we handle the financing.
Open more classrooms or add a new location to serve more families.
Invest in safe playgrounds, interactive learning tools, and modern classrooms.
Cover payroll, licensing fees, and seasonal changes with confidence.
Whether you are purchasing your first childcare center or adding to an existing portfolio; Acquiring a daycare business is achievable with F.G. Howell by your side. We guide first-time entrepreneurs through every step of buying an existing childcare center or buying into a franchise, simplifying the financing process and eliminating guesswork. As a trusted partner in business financing, F.G. Howell provides clear, professional guidance so you can move forward with confidence. Our team combines financial expertise with a supportive approach, making your path to ownership as smooth and stress-free as possible.
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F.G. Howell helps established childcare businesses secure the funding they need to grow with confidence. Whether you’re planning to expand your facility, upgrade equipment and curriculum, or stabilize cash flow with working capital, we connect you with lenders who understand the childcare industry. Our team streamlines the financing process so you can focus on providing a safe, enriching environment for the families you serve.
Discuss Your OptionsWe understand childcare financing inside and out.
Many loans funded in as little as 5–10 days.
From SBA lenders to private capital sources.
| Loan Type | Typical Amount | Term Length | Best For | Speed to Funding |
|---|---|---|---|---|
| SBA 7(a) Loan | $50K–$5M | 7–25 years | Expansion & Working Capital | 30–90 days |
| Equipment Loan | $10K–$500K | 1–7 years | Upgrades & Safety Improvements | 7–14 days |
| Business Line of Credit | $10K–$250K | Revolving | Cash Flow Management | 3–5 days |
Yes. Many lenders finance businesses that operate in leased spaces.
Some loan types require a credit check, but many prequalification options use a soft pull only.
Some financing options can be approved within 24–48 hours and funded in under a week.
Yes, as long as you meet state licensing requirements and other lender criteria.
We work with lenders who specialize in newer businesses, especially those with strong revenue growth.