At F.G. Howell, we understand that every commercial real estate investment is unique. Whether you’re acquiring your first retail property, developing a luxury condominium project, expanding your hospitality portfolio, or investing in residential rental properties, we have the expertise and lender network to secure the financing you need.
Shopping Centers | Strip Malls | Standalone | Mixed-Use
Secure financing for retail acquisitions, refinancing, or development projects. We work with lenders who understand retail market dynamics, tenant stability, and location-based valuations.
Loan Amounts: $500K – $50M+
Terms: 5-30 years
LTV: Up to 80%
Hotels | Motels | Restaurants | Entertainment Venues
Specialized financing for hospitality investments requires lenders who understand revenue per available room (RevPAR), seasonal fluctuations, and operational cash flows.
Loan Amounts: $1M – $100M+
Terms: 10-30 years
LTV: Up to 75%
New Construction | Conversion | Pre-Development
From land acquisition to construction-to-permanent loans, we connect developers with lenders experienced in condominium projects, pre-sales requirements, and market absorption.
Loan Amounts: $2M – $200M+
Terms: Construction + Mini-Perm
LTV: Up to 80%
Single-Family Rentals | Duplexes | Triplexes | Fourplexes
Financing for small-scale developments of 1–4 unit residential properties, supporting investors and builders in purchasing, rehabbing, or constructing income-producing homes.
Loan Amounts: $100K – $5M
Terms: 15-30 years
LTV: Up to 80%
Securing financing for large-scale community developments and resort-style hospitality projects requires specialized expertise and access to the right lending partners. At F.G. Howell, we work closely with developers, investors, and hospitality groups to structure funding solutions that meet the unique demands of these complex projects. Whether you’re building a master-planned residential community, expanding a resort, or developing a mixed-use property, our nationwide network of lenders ensures you have the capital needed to bring your vision to life while maximizing long-term value.
Speak With an AdvisorPurchase financing for stabilized income-producing properties with competitive rates and flexible underwriting.
Optimize your capital structure with cash-out refinancing, rate-and-term refinancing, or portfolio refinancing options.
Ground-up development financing with experienced construction lenders who understand project timelines and draw schedules.
Short-term financing for time-sensitive acquisitions, renovations, or transitional properties requiring repositioning.
Owner-occupied commercial real estate financing with low down payments and below-market fixed rates for qualifying businesses.
Debt Service Coverage Ratio loans based on property cash flow rather than personal income – perfect for investors and entities.
| Loan Type | Typical Amount | Term Length | Best For | Speed to Funding |
|---|---|---|---|---|
| Acquisition Loan | $500K–$50M+ | 5–30 years | Stabilized Properties | 30–45 days |
| Construction Loan | $1M–$100M+ | 12–36 months | Ground-Up Development | 45–90 days |
| Bridge Loan | $500K–$25M | 6–24 months | Transitional Properties | 10–21 days |
| SBA 504 Loan | $125K–$20M | 10–25 years | Owner-Occupied | 60–90 days |
Our team focuses exclusively on commercial real estate financing, bringing deep market knowledge and lender relationships to every transaction.
Access to 200+ specialized lenders including banks, credit unions, life insurance companies, CMBS lenders, and private capital sources.
Stay ahead with insights on interest rate trends, lending guidelines, and market conditions affecting your investment decisions.
Dedicated loan advisors who understand your investment strategy and work to structure optimal financing solutions.
Over $2 billion in commercial real estate loans facilitated with over 25 years experience, and a team of excellence
We finance all major commercial property types including retail, hospitality, office buildings, industrial properties, multifamily, condominium developments, and small residential investment properties (1-4 units).
Approval times vary by loan type and complexity. Bridge loans can be approved in 10-21 days, while traditional acquisition loans typically take 30-45 days. Construction and SBA loans may take 45-90 days.
We typically work with loans starting at $100,000. The bigger concerns are experience and global financial strengths.
Yes, we work with investors at all experience levels. Our team provides education and guidance to help first-time investors understand the financing process and structure optimal deals.
Basic information about the property (address, purchase price, property type), your experience, and financial capacity. We can provide a preliminary assessment with minimal documentation.