Last updated: June 1, 2025
Welcome to the website of F.G. Howell LLC(“Company”, “we”, “our”, or “us”). These Terms & Conditions (“Terms”) govern your use of our website at https://www.fghowell.com (the “Site”), our services, and any related tools or applications (collectively, the “Services”).
1. Acceptance of Terms
By accessing or using our Services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, you must not use our Services.
2. Eligibility
You must be at least 18 years old and legally capable of entering into a binding agreement to use our Services.
3. No Guarantee of Funding
Submitting an application or prequalification form through our Site does not guarantee loan approval, funding, or any specific loan terms. All loan products are subject to lender approval, eligibility, and underwriting criteria.
4. Permitted Use
You may use our Services only for lawful purposes and in accordance with these Terms. You agree not to misuse our Services or attempt to gain unauthorized access to our systems or data.
5. Intellectual Property
All content on our Site, including text, graphics, logos, icons, images, and software, is owned by or licensed to F.G. Howell and is protected by copyright, trademark, and other intellectual property laws.
6. Third-Party Links
Our Site may contain links to third-party websites. We are not responsible for the content, accuracy, or privacy practices of any third-party sites.
7. Limitation of Liability
To the fullest extent permitted by law, F.G. Howell LLC shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our Services.
8. Indemnification
You agree to indemnify and hold harmless F.G. Howell, its affiliates, and its employees from any claims, damages, or expenses resulting from your use of our Services or violation of these Terms.
9. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of [Your State], without regard to its conflict of law provisions.
10. Changes to Terms
We may update these Terms from time to time by posting the revised version on our Site. Continued use of our Services after changes are posted constitutes your acceptance of the updated Terms.
11. Contact Us
If you have questions about these Terms, contact us at:
F.G. Howell LLC
Email: [Your Email Address]Phone: [Your Phone Number]